borrowing money

3 Do’s and One Don’t of Borrowing Money in 2017

The worldwide lending landscape has changed quite a bit since the introduction of the internet and the revolution in consumer and communication technologies. There are many ways to borrow money these days, though the better your credit and other qualifications the more options will be available to you. Anybody can get a loan, but not […]

Read full story · Comments { 1 }
self sufficiency

It’s Tax Time: Getting Some “Greener” Credit – Where Credit Is Due

  Whether you’ve already filed your annual income taxes, got an extension or have alread y received the cash back from your return, it’s never too late (or early) to think about credits due from Uncle Sam, especially those related to energy improvements and similar expenses. HomeSelfe, makers of a free, energy-saving app that audits […]

Read full story · Comments { 0 }
buying a timeshare property

How to Get the Best Value When Buying a Timeshare Property

Timeshares are a type of vacation property ownership where a group of people share the use and expense of the property. Today’s timeshares are not the timeshares of the past. In the 70’s and 80’s, developers were trying to unload unsold condominiums with offers of free weekend getaways and half-day high pressure sales presentations.  The […]

Read full story · Comments { 0 }
retirement planning

How a Little Bit of Retirement Planning Goes a Long Ways

When it comes to personal finance, one of the big mistakes people often make is to focus too heavily on the investing aspect. The motivation behind this is clear: Pick the right winners, and BIG returns will be yours! There’s just one problem: Most fund managers, the very people who work with stocks every single […]

Read full story · Comments { 3 }
penny pinching

35 Extreme Penny Pinching Tips for Saving Real Money

So you need to do some extreme penny pinching; You want to put your pennies in a vice and squeeze every morsel of buying power out of them. Let’s do it. What do you do when life suddenly kicks you down, and you have to stretch every dollar you have? Injury, illness, losing your job […]

Read full story · Comments { 1 }
Dealspotr Mission

Dealspotr: Changing the Way People Share Online Deals

Dealspotr is changing the way people find and share deals online. Through crowdsourcing coupons and promo codes, Dealspotr has created the largest and most accurate real-time database of deals available. I am always interested in finding the best online deals and sharing them with my readers so I decided to checkout Dealspotr.     What […]

Read full story · Comments { 3 }
best time to buy

Knowing the Best Time to Buy Can Save You Big Money

Knowing the best time to buy is often tied to when retailers are making room for new product models or around seasonal shopping holidays. Shopping for big ticket items  Use the month by month guide below to see when the most popular consumer products are on sale. In addition, here are some shopping tips and […]

Read full story · Comments { 2 }
10467677526_c31c6bb93c.jpg

How to Be a Frugal Spender While Getting Your MBA

  College may be expensive, but it’s also an investment in your future.  Education opens up doors that might well remain closed without a degree. The paradox of obtaining a higher degree without starving to death is simply to learn to live frugally. Many rich people live very frugal lives, and that is one of […]

Read full story · Comments { 3 }